In your (free) credit counseling consultation, a licensed credit counselor will review your debt accounts, help you create a realistic financial budget based on your income and explore all available options for debt relief. If your debts qualify for a debt management program, our debt experts will go to work with your creditors to reduce interest rates and waive fees on each of your creditor accounts.
Within weeks you'll begin to feel the relief and see the savings! Our debt relief programs are designed to help anyone struggling to afford monthly payments on their unsecured debt accounts, regardless of their credit profile or annual income. Our A+ rated creditor repayment programs will consolidate your current bills into one easy and affordable monthly payment.
Let us help you achieve debt freedom with a plan that fits your budget, in a fraction of the time! Debt relief programs are an excellent alternative to juggling high-cost minimum payments to your creditors or taking on more debt with a high-interest loan.
Within weeks you'll begin to feel the relief and see the savings! Our debt relief programs are designed to help anyone struggling to afford monthly payments on their unsecured debt accounts, regardless of their credit profile or annual income. Our A+ rated creditor repayment programs will consolidate your current bills into one easy and affordable monthly payment.
Let us help you achieve debt freedom with a plan that fits your budget, in a fraction of the time! Debt relief programs are an excellent alternative to juggling high-cost minimum payments to your creditors or taking on more debt with a high-interest loan.
Services
In the last few years we began offering our fiscal responsibility program nationwide, giving access and education to a much larger population!
The primary focus of NDM's outreach is to those struggling with overwhelming debt.
NDM provides education for those who have a hard time affording their monthly debt payment.
NDM understands that debt management is not a complete solution for all individuals.
Eliminating current debt does not prevent debt in the future.
In order to help change this phenomenon we work with our clients one on one throughout program enrollment in developing personal tools to prevent future occurrences of debt.
The primary focus of NDM's outreach is to those struggling with overwhelming debt.
NDM provides education for those who have a hard time affording their monthly debt payment.
NDM understands that debt management is not a complete solution for all individuals.
Eliminating current debt does not prevent debt in the future.
In order to help change this phenomenon we work with our clients one on one throughout program enrollment in developing personal tools to prevent future occurrences of debt.
It all started when National Debt Management helped my mother, then my two brothers, and now they are helping me.
How can I describe them and their service, kind, care, helpful, trustable.
I advice any one with debt to call National debt Management.
I would like to share and rate how I was treated by the National Debt Mgt., Mr. Sam Georges he was very helpful and professional when I was seeking advice regards my Debt and the budget plan always returns my call back, answer all of my Q very happy in the result and proud to give him and the National Debt Mgt. 5 star i can happily refer people to National Debt Management company.
How can I describe them and their service, kind, care, helpful, trustable.
I advice any one with debt to call National debt Management.
I would like to share and rate how I was treated by the National Debt Mgt., Mr. Sam Georges he was very helpful and professional when I was seeking advice regards my Debt and the budget plan always returns my call back, answer all of my Q very happy in the result and proud to give him and the National Debt Mgt. 5 star i can happily refer people to National Debt Management company.
Credit card debt can be tricky.
Making the minimum payments every month will unfortunately not get you out of debt.
When interest is added to your credit card bill, a majority of your minimum payment goes toward the interest and very little toward the actual debt.
Your credit card purchases can end up costing you 2-3x more if you just make the minimum payments and can leave you in unending debt for several decades.
Try out our debt calculator to discover what your credit cards are really costing you.
Making the minimum payments every month will unfortunately not get you out of debt.
When interest is added to your credit card bill, a majority of your minimum payment goes toward the interest and very little toward the actual debt.
Your credit card purchases can end up costing you 2-3x more if you just make the minimum payments and can leave you in unending debt for several decades.
Try out our debt calculator to discover what your credit cards are really costing you.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within six months before they file.
They also must complete a debtor education course to have their debts discharged.
The Department of Justice's U.S. Trustee Program approves organizations to provide the mandatory credit counseling and debtor education.
National Debt Management is approved by the Department of Justice to perform credit counseling and debtor education, in person and by telephone in the following states: Michigan, Connecticut, Delaware, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Vermont, and Virginia.
They also must complete a debtor education course to have their debts discharged.
The Department of Justice's U.S. Trustee Program approves organizations to provide the mandatory credit counseling and debtor education.
National Debt Management is approved by the Department of Justice to perform credit counseling and debtor education, in person and by telephone in the following states: Michigan, Connecticut, Delaware, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Vermont, and Virginia.
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