Our certified Financial Advocates work in partnership with you to review your unique financial situation and identify options and strategies specific to your needs. Our certified, HUD-approved financial advocates will support you at every stage of your home-buying journey. Florida downpayment assistance programs require in-person workshops. Offering online workshops in Scams & Identify theft, Credit and Credit Reporting, Introduction to Homeownership, and Budgeting.
Understanding your credit report, how it impacts you and how to build a healthy credit history can be confusing! Your credit report and score impacts most areas of your financial life and can have a long term effect on your ability to obtain credit at reasonable interest rates. Everyone faces challenges on the road to achieving their goals. From major life decisions, like where to live or what to study, to managing day-to-day expenses, CCCSMD understands that every person's situation is unique.
Your generous donation will allow us to continue to provide free and low-cost educational and individual counseling services to our clients and families in need of financial guidance.
Understanding your credit report, how it impacts you and how to build a healthy credit history can be confusing! Your credit report and score impacts most areas of your financial life and can have a long term effect on your ability to obtain credit at reasonable interest rates. Everyone faces challenges on the road to achieving their goals. From major life decisions, like where to live or what to study, to managing day-to-day expenses, CCCSMD understands that every person's situation is unique.
Your generous donation will allow us to continue to provide free and low-cost educational and individual counseling services to our clients and families in need of financial guidance.
Services
Finding your way on the road to financial fitness can seem overwhelming.
To solve financial challenges and reach your goals, you need a trusted partner who genuinely cares about your financial wellbeing.
Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom.
CCCSMD's core values are so evident.
They are respectful, and certainly demonstrated integrity in what they did and how the interacted with me.
They are so dedicated to making my program work.
We know our business inside and out.
To solve financial challenges and reach your goals, you need a trusted partner who genuinely cares about your financial wellbeing.
Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom.
CCCSMD's core values are so evident.
They are respectful, and certainly demonstrated integrity in what they did and how the interacted with me.
They are so dedicated to making my program work.
We know our business inside and out.
For over 50 years, CCCSMD has been a certified nonprofit provider of budget, credit and debt counseling.
We have helped thousands of people who are struggling to pay their bills sort through the confusion, create a realistic budget to achieve their goals, and start on the road to financial security.
Our Financial Advocates understand your situation, know how to navigate your challenges and are focused on finding you personalized solutions.
Right from the start, working as a financial advocate at CCCSMD has been such a positive and rewarding experience for me.
We have helped thousands of people who are struggling to pay their bills sort through the confusion, create a realistic budget to achieve their goals, and start on the road to financial security.
Our Financial Advocates understand your situation, know how to navigate your challenges and are focused on finding you personalized solutions.
Right from the start, working as a financial advocate at CCCSMD has been such a positive and rewarding experience for me.
Please do not send sensitive or confidential information, such as statements or personal documents, to this email address as it is not secure.
If you have general questions, you can also reach us via Facebook and Twitter.
If you have a question about your debt management program or counseling session, please give us a call as we cannot discuss client information via social media.
If you have general questions, you can also reach us via Facebook and Twitter.
If you have a question about your debt management program or counseling session, please give us a call as we cannot discuss client information via social media.
Join CCCSMD to become more aware of current scams; how to protect against identity theft; indicators of scams and identity theft; how a victim of a scam or identity theft can move forward towards recovery; how being a victim of a scam or identity theft can impact an individual's ability to secure, afford and sustain housing.
Join CCCSMD to learn how to understand and read the credit report; how to dispute inaccuracies; how a healthy credit report is important in finding, sustaining and maintaining affordable housing and in meeting other credit needs.
Join CCCSMD to learn how to understand and read the credit report; how to dispute inaccuracies; how a healthy credit report is important in finding, sustaining and maintaining affordable housing and in meeting other credit needs.
Freedom from debt means financial security.
We can help you understand where your money is going, how to reduce expenses and make a plan to achieve your goals.
We'll connect you to other resources and if a debt management plan is right for you, we'll support you along the way with text reminders and tips.
Be prepared with information about your income, any loans or debts, and your monthly expenses.
We'll sort through it with you and create a realistic spending plan to get you back on track.
Start paying down debt.
We can help you understand where your money is going, how to reduce expenses and make a plan to achieve your goals.
We'll connect you to other resources and if a debt management plan is right for you, we'll support you along the way with text reminders and tips.
Be prepared with information about your income, any loans or debts, and your monthly expenses.
We'll sort through it with you and create a realistic spending plan to get you back on track.
Start paying down debt.
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