American Credit Counseling
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American Credit Counseling Institute (ACCI) currently has 5 offices and 3 satellite offices in 8 different areas of Pennsylvania, serving people from all parts of the state. ACCI is approved by IRS to operate as a non-profit business under IRS 501 C (3) guidelines. ACCI has partnered and is approved by the Pennsylvania Housing and Finance Agency (PHFA) to offer counseling services in Pennsylvania.

ACCI housing counselors are certified by PHFA and other nationally recognized organizations. ACCI has adopted the National Industry Standards for Homeownership Education and Counseling and is approved as a provider for homeownership services and certified by the National Industry Standards for Homeownership Education and Counseling in Foreclosure Specialty.

ACCI provides consistent and high quality advice for homeowners and future homeowners in achieving their dream of owning their own home. ACCI provides counseling to individuals and families, regardless of their age, disability, family status, gender, national origin, political affiliation, race, or religion.
Services
With today's uncertain economy, individuals and families need access to professional advice and counseling to discuss financial and housing challenges.
Our certified counselors have decades of experience with many situations and are happy to share, usually at no cost.
We offer one on one interviews to analyze individuals or family's particular situation and goals to help them come up with and understand possible solutions that will translate into positive outcomes.
We also offer several different workshops.
ACCI offers a number of financial education and housing counseling services, as well as financial assistance to residents of Pennsylvania.
Please visit our Financial Help page for financial assistance and our ACCI Services page for other services.
Whatever means you use to contact us, please let us know what service or services you need and your contact information.
Remember that we offer financial and education and counseling services, such as Home Buyer's Certificate and down payment assistance for home buyers and first home buyers, and mortgage financial assistance, as well as financial and educational and counseling to home owners.
With your generous support, we can help a significant number of people.
It is our goal to help each and every person who gets to us with a true and significant need.
Many are old or disabled people losing their homes to foreclosure.
Others are families with children.
Our country does not need more homeless people, let alone old, disabled or innocent children.
We need your continued support.
For some of our programs, we need more funds.
Please help us continue helping others to save their homes, to buy a home, to learn about how to improve their credit, to learn about renting a property, and to deal with a balanced budget.
American Credit Counseling Institute Inc. (ACCI) is a HUD-Certified Housing Counseling Agency.
ACCI is also commissioned by Pennsylvania Housing Counseling Agency (PHFA), from the state of Pennsylvania, to offer Housing Counseling services and Financial Assistance, including some grants, to residents of Pennsylvania who qualify.
Down Payment Assistance; there are a few options: One is a flexible down payment assistance only for Home Buyers who plan to buy a home in the Norristown Borough.
The others are for the entire state of Pennsylvania.
Our new Financial Fitness program consists of 8 modules about a variety of subjects to help individuals to become better prepared homeowners.
The program is good for everyone, even for people that may not see homeownership in the near future.
This is not the regular home buyers program where the individual attends a few hours seminar and/or sit down with a counselor for 2 to 4 hours.
We split in 4 sessions and cover 2 modules (2 topics) each time.
This program involves group seminars and a number of hours of personal coaching, training, education, and counseling.
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